Florida
Mortgage Prequalification-10 Minute Approval
Apply for
a Florida Home Mortgage Loan
or call us at 808-357-5326
Why
Get a Florida 10 Minute APPROVAL?
Most home
buyers know they should get a Florida mortgage prequalification/Approval
letter from a lender before they begin seriously shopping for a
home. The reasons for this advice aren't always clear, and buyers
sometimes are dismayed by the amount of paperwork involved. Here
is some of the reasoning behind the advice:
-
A
Florida 10 Minute APPROVAL letter is more reliable than
a qualification letter. Getting a qualification is easy.
You just call a mortgage broker or lender, provide some
basic financial information, then wait a few minutes for
the letter to come through your fax machine. Getting a "pre-qual"
from a Web site is just as easy. Enter some information,
click "submit" and there you go. A Florida
10 Minute APPROVAL letter, on the other hand will give
you the confidence in being able to actually GET THE
MORTGAGE. This process just involves verification
of all the information, the lender will ask for your documentation
to confirm your employment, the source of your down payment
and other aspects of your financial circumstances. Yes,
Florida 10 Minute APPROVAL is no more time-consuming
than a qualification but the benefits are defiantly worth
it.
-
You'll
know how much money you can qualify to borrow. Most home
buyers have a general idea of how much they would feel comfortable
paying every month on their mortgage. However, there's no
quick-and-easy way to translate that monthly payment into
a specific maximum mortgage amount because other factors,
down payment percentage, mortgage insurance, property taxes,
adjustable interest rates and so on, are all part of the
calculation. And, you might not be qualified to borrow as
much as you think you should be able to borrow, depending
on your income, your debts and your credit history.
-
With A Florida 10 Minute APPROVAL, you'll have more
leverage in negotiations with the seller. Home Sellers often
prefer to negotiate with approved buyers because the sellers
know such buyers are financially qualified to obtain the
financing they need to close the loan transaction. A
Florida 10 Minute APPROVAL letter is an especially favorable
to a seller, in a close multiple offer situation. And, you
might feel more confident about making an offer with A
Florida 10
-
Minute
APPROVAL letter in hand and the knowledge that you'll be
able to obtain a loan for the mortgage. Your
real estate agent will work harder on your behalf. A Florida
10 Minute APPROVAL letter signals to your real estate agent
that you're a well-qualified buyer who is serious about purchasing
a home. (anyone who has ever dealt with a Realtor knows that
most Realtors will not really start to house hunt seriously
fro you until you have this letter). The increased likelihood
of a closed sale, and a commission, will naturally motivate
your agent to devote more time and energy to you.
Call
us today,
1-808-357-5326
for an APPROVAL in 10 minutes or less.
Free 10 minute APPROVALS with All credit
scores!!
|